The best pet insurance can be yours for cheaper than you think. In fact, many managed care, or routine care policies work out to be cheaper annually that the individual services they cover would be if you just paid for them outright. How can insurance companies and vets afford to do this? Simple – it is the power of the guaranteed customer. If you have insurance that covers an annual check-up, or a teeth cleaning then you are most likely to get the procedure done. When you do not have insurance and there is a personal financial crises the month that the procedure is due you may be tempted to forego it this time around. It is exactly this sort of financial irregularity that makes budgeting health care so difficult for veterinarians as well as pet owners.When you have health insurance though, the only thing you need to budget are the monthly premium payments. Evening things out financially also makes it easier for you to manage the preventive care your animals need. Everything is taken care of except the call to set the appointment with the best pet insurance. Of course most insurance policies have a deductible of some sort, but you can easily prepare for that by establishing a savings account where you keep the deductible amount saved away. That way it is available when you need it.What is the best pet insurance for you? That will depend on many factors. Do you need a lower monthly payment or more coverage in case of accident? Will you be insuring one or multiple animals? Are the animals primarily kept indoors or outdoors? When they are outdoors are they kept on a leash? Is the breed of your animals prone to any hereditary problems? The best thing you can do is make a complete list of your needs and compare it to the offerings of the various insurance companies until you find a match.A good routine care insurance policy not only gives you peace of mind, but it can save you money over the life of your pet. When you have insured your pets with the best pet insurance policy you will never have to worry that a personal financial crisis will lead to them not getting the care they deserve. Small monthly premium costs will help spread out the burden of pet care. Your vet will be happier because they see you more often. Your pets will be happier because they are well cared for.